Start by heading to carrentalinsurance.com
Start by heading to carrentalinsurance.com
Start by heading to carrentalinsurance.com
Start by heading to carrentalinsurance.com
Forgot to arrange insurance before leaving? Coverage can begin at the start time on your rental agreement. So, you stay protected from the first mile.
Plans change, and your coverage keeps up. Cancel before your scheduled start date for a full refund. Return the vehicle early, and unused coverage days are refundable.
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Select a start date that aligns with your rental reservation. Cancel before the scheduled start date for a full refund. A refund requested after midnight in the time zone of your selected rental state makes the first 24 hours non-refundable.
If you buy coverage but pick up the vehicle later, you remain eligible for a refund if cancellation occurs before the rental start date in your agreement. If you keep the coverage, the first 24 hours begin at the start time on the rental agreement you sign at the counter.
Return early, and unused coverage days that follow the return date are refundable, less a 3.5% merchant processing fee. The return date itself is not refunded. Submit proof of early return by email, including the rental contract and refund receipt from the rental company.
Coverage applies to economy and luxury car rentals for pleasure, insurance replacement, or as an alternative to a personal car insurance policy. Exotic cars, vehicles with nine or more passengers, and vehicles for commercial use, gig work, or rideshare are excluded. Transit and Sprinter vans are excluded. Excluded makes include Lamborghini, Ferrari, Rolls-Royce, McLaren, Aston Martin, Bentley, Bugatti, Pagani, Lancia, Maserati, Pininfarina, Koenigsegg, Alfa Romeo, KTM, Ariel, Noble, and Lotus. Two- and three-wheel vehicles, including motorcycles and Slingshots, are excluded.
A police accident or incident report is required for a claim to be processed. For vehicle damage, compensation goes to the rental company or its designated repair facility, less your deductible. For third-party liability, compensation goes to the injured parties or their attorney if directed, less your deductible. For a Personal Effects claim, compensation goes to you directly, with a police report and supporting evidence required.
All claims are processed by Car Rental Association Inc. ("CRA"), P.O. Box 15236, Surfside Beach, SC 29587 · claims@carrentalassociation.com · (843) 385-4041. Notify CRA within 24 hours of an accident or incident to begin the claims process. Claims are processed in the order received.
Choose your coverage, enter your rental dates and state, and complete your purchase online. You receive proof of insurance by email, and protection begins at the start time on your rental agreement.
Coverage must be purchased before the rental period begins. It starts at the time specified in the agreement you sign at the counter. See the purchase page to get started.
You receive confirmation and proof of insurance by email once your purchase is complete, with no waiting period.
Unused coverage days after the return date are refundable, less a 3.5% processing fee. Full details are on the refund policy page.
Contact Car Rental Association Inc. by email or phone, or submit the claims form. Include a police report and clear photos of the vehicle's exterior taken before and after the rental period.
Coverage applies across the United States, with the exception of rentals picked up in New York, Michigan, or the City of Philadelphia, PA. Review the coverage options for full terms.
