RCLI
$22.99/day
Cars, Trucks, SUVs
- Statutory minimum coverage
- $2,500 deductible
The Smart Way to Insure
RCLI – Renter's Contingent Liability Insurance
Primary contingent liability insurance for your rental period, protecting you against third-party claims from $22.99/day.
Essential Liability Protection for Your Rental
Renter's Contingent Liability Insurance (RCLI) provides liability coverage for renters without a personal auto policy, or those who prefer not to use their existing insurance.
Acting as primary liability insurance during the rental period, RCLI protects renters against third-party damage or injury claims, meeting the legal requirements for driving a rental vehicle. It's especially valuable for international visitors and drivers without personal auto insurance, offering an affordable way to meet liability requirements.
Transparent Pricing
Pricing
RCLI
$29.99/day
Vans (9 to 15 passengers)
- Statutory minimum coverage
- $2,500 deductible
How to Activate RCLI
Getting covered is straightforward and entirely online:
- Select RCLI during your booking.
- Agree to the terms and conditions of the policy.
- Pay the premium before your rental period starts.
Once activated, coverage begins at the time specified on your rental agreement and complies with the statutory financial responsibility limits of the jurisdiction where the accident occurs.
Why Choose RCLI?
Through CarRentalInsurance.com, you gain legally compliant liability coverage at a fraction of the cost of rental counter options. It's a simple, cost-effective way to stay covered for third-party claims wherever your journey takes you.
RCLI pairs well with other coverage. Add CDW for collision damage, SLI for higher liability limits, or PAI & PEI for personal protection. Compare all coverage options.
FAQ
Frequently Asked Questions
What is contingent liability insurance for a rental car?
It's primary liability coverage that protects you against third-party injury and property damage claims during your rental, meeting statutory requirements when you don't have your own adequate policy.
Who should buy RCLI?
Renters without personal auto insurance and international visitors who need to meet liability requirements affordably. See how it works.
How much does RCLI cost?
$22.99/day for cars, trucks, and SUVs, and $29.99/day for vans carrying 9 to 15 passengers, with a $2,500 deductible.
Does RCLI affect my personal auto policy?
No. RCLI acts as primary coverage during the rental, keeping your personal policy unaffected in case of a claim.
How do I file an RCLI claim?
Contact Car Rental Association Inc. and include a police report and before-and-after photos of the vehicle. See the claims page.
Get Covered
with RCLI
Activate RCLI and drive with the liability protection your rental requires. Coverage begins at the start time on your rental agreement.